Nothing Down – No Closing Cost – No FICO Credit Score  Loan

Really, this is an extraordinary program offered by a private non-profit organization that’s been in existence for 25 years.

They offer:

            Nothing Down – down payment is NOT ALLOWED
            No Closing Costs – ZERO
            Credit Score doesn’t matter – 12 month payment history matters
            30 year fixed mortgage with interest rate starting a 1% below market
            Interest Rate buy down potentially to 0%
            Renovations may be financed into loan

1% Down FHA loan

            1% down payment – 2.5% may be gifted with no repayment required
            Credit score as low as 640

Lease Purchase Program

Buyer Benefits:

            Lock in purchase price with purchase contract
            Live in the home you want to buy
            Down payment and closing cost credits
            Credit counseling to obtain permanent financing
            If house appreciates, you get the increase in value
            Whole transaction is professionally managed

Seller Benefits:

            Full market value for home
            Buyers are prequalified to assure permanent financing is likely
            Rents guaranteed with Lloyd of London Policy
            Property Management Service provided
            Maximum Length of lease term is 18 months
            All financial transaction provide by 3rd party servicer

Whether you’re buying a home or selling a home, Kent Tullis is dedicated to getting you the best deal!